Abua Awas Yojana: A new ray of hope for the homeless in Jharkhand

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The Jharkhand government’s Abua Awas Yojana is a landmark housing scheme that will provide pucca houses to 8 lakh homeless people in the state. The scheme is designed to empower the marginalized and uplift the lives of the poor.

About the Scheme

The Jharkhand Cabinet, led by Chief Minister Hemant Soren, has approved the Abua Awas Yojana (AAY), a state-supported housing scheme for the poor to build 8 lakh pucca houses for the homeless in Jharkhand in three phases at a total budget of Rs 16,320 crore.

Objective

The objective of the scheme is to provide three-room and one-kitchen houses with a total area of 31 square meters to underprivileged individuals within the next two-year timeline.

Phases

The scheme will be implemented in three phases:

  • Phase 1 (FY 2023-24): 2 lakh houses
  • Phase 2 (FY 2024-25): 3.5 lakh houses
  • Phase 3 (FY 2025-26): 2.5 lakh houses

Features and Benefits

The Abua Awas Yojana has several features and benefits that make it stand out from other housing schemes in India:

  • Higher subsidy: The government has allocated Rs 2 lakh per beneficiary, disbursed in four installments, significantly surpassing PMAY-Rural’s provisions.
  • MGNREGS integration: Beneficiaries can also engage in the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) and receive up to 95 unskilled man-days’ wages for construction. This will help to generate employment and boost the rural economy.
  • Women empowerment: All houses built under AAY will be mandatorily registered in the name of the women in the beneficiary families. This will help to empower women and give them a greater stake in their homes and communities.

Target Beneficiaries

The Abua Awas Yojana targets the most marginalized segments of society, including:

  • Individuals without shelter
  • Vulnerable groups like widows, orphans, and the disabled
  • Labourers, farmers, tribals, backward classes, and Dalits

Eligibilities

To be eligible for the Abua Awas Yojana, you must:

  • Be a permanent resident of Jharkhand state
  • Be living in a kutcha house
  • Be homeless or unattended
  • Belong to a Particularly Vulnerable Tribal Group (PVTG) (priority will be given to PVTG members)
  • Be a family affected by any natural calamity
  • Be a bonded labourer who was rescued as per the legal process
  • Not have been made a beneficiary of any other housing schemes

How to Apply

To apply for the Abua Awas Yojana, you can visit your local gram panchayat or block development office. You will need to submit an application form along with the following documents:

  • Proof of residence
  • Income certificate
  • Caste certificate (if applicable)
  • Disability certificate (if applicable)

Summary

The Abua Awas Yojana is a comprehensive housing scheme launched by the Jharkhand government to provide pucca houses to 8 lakh homeless people in the state. The scheme targets the most marginalized segments of society and offers several features and benefits, such as a higher subsidy, MGNREGS integration, and women empowerment.

Key Facts:

  • Rs 16,320 crore budget
  • 8 lakh pucca houses to be built in three phases
  • Rs 2 lakh subsidy per beneficiary
  • MGNREGS integration for employment generation
  • All houses to be registered in the name of women

Abua Awas Scheme in Nutshell

FeatureDescription
Scheme NameAbua Awas Yojana (AAY)
Launched byChief Minister of Jharkhand Hemant Soren
ObjectiveProvide pucca houses to homeless people in Jharkhand
Target BeneficiariesIndividuals without shelter, vulnerable groups like widows, orphans, and the disabled, labourers, farmers, tribals, backward classes, and Dalits
Number of Houses8 lakh
Phases3 phases
Total BudgetRs 16,320 crore
Subsidy per BeneficiaryRs 2 lakh
Additional BenefitsMGNREGS integration for employment generation, all houses to be registered in the name of women
EligibilitiesVisit the local gram panchayat or block development office and submit an application form along with proof of residence, income certificate, caste certificate (if applicable), disability certificate (if applicable)
Application ProcessVisit local gram panchayat or block development office and submit an application form along with proof of residence, income certificate, caste certificate (if applicable), disability certificate (if applicable)

Conclusion

The Abua Awas Yojana is a welcome step towards addressing the housing needs of the poor in Jharkhand. The scheme is comprehensive and well-designed, and it has the potential to make a real difference in the lives of many people.

Frequently Asked Questions about the Scheme

Q1. When will I get my house under the Abua Awas Yojana?

The Abua Awas Yojana will be implemented in three phases:

Phase 1 (FY 2023-24): 2 lakh houses
Phase 2 (FY 2024-25): 3.5 lakh houses
Phase 3 (FY 2025-26): 2.5 lakh houses

The exact timeline for completing each phase has not been announced yet. However, the government is committed to completing the scheme within the next two years.

Q2. How can I apply for the Abua Awas Yojana?

To apply for the Abua Awas Yojana, you can visit your local gram panchayat or block development office and submit an application form along with the following documents:

Proof of residence
Income certificate
Caste certificate (if applicable)
Disability certificate (if applicable)

Q3. Are there any additional benefits under the Abua Awas Yojana?

Yes, there are two additional benefits under the Abua Awas Yojana:

MGNREGS integration: Beneficiaries can also engage in the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) and
receive up to 95 unskilled man-days’ wages for construction.

Women empowerment: All houses built under AAY will be mandatorily registered in the name of the women in the beneficiary families.

Q4. How much is the subsidy per beneficiary under the Abua Awas Yojana?

The subsidy per beneficiary under the Abua Awas Yojana is Rs 2 lakh. This is significantly higher than the subsidy provided under other housing schemes in India.

Q5. Who is eligible for the Abua Awas Yojana?

To be eligible for the Abua Awas Yojana, you must:
Be a permanent resident of Jharkhand state
Be living in a kutcha house
Be homeless or unattended
Belong to a Particularly Vulnerable Tribal Group (PVTG) (priority will be given to PVTG members)
Be a family affected by any natural calamity
Be a bonded labourer who was rescued as per the legal process
Not have been made a beneficiary of any other housing schemes

Q6. What is the Abua Awas Yojana?

The Abua Awas Yojana (AAY) is a state-supported housing scheme launched by the Jharkhand government to provide pucca houses to 8 lakh homeless people.


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