On the auspicious occasion of Vishwakarma Jayanti, which aligns with the birthday of our beloved Prime Minister Narendra Modi on September 17, PM Modi is set to unveil a new initiative called the “PM Vishwakarma” scheme.
The launch event will take place at the India International Convention and Expo Centre in Dwarka, New Delhi.
What is the PM Vishwakarma Scheme?
The PM Vishwakarma Scheme is a new initiative by the government of India to improve the quality and reach of products and services of artisans and craftspeople.
The scheme aims to merge these skilled workers into the domestic and global value chains and to provide them with holistic end-to-end support to move up the value chain in their respective trades.
This will lead to a qualitative shift in the way these occupations are practiced and will uplift the socio-economic status of artisans and craftspeople.
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Who are Vishwakarmas?
Vishwakarmas are the traditional artisans and craftspeople of India. They work with their hands and tools and are usually self-employed.
They are an important part of the Indian economy, and their skills are passed down from generation to generation.
Vishwakarmas are engaged in a variety of occupations, including blacksmithing, goldsmithing, pottery, carpentry, and sculpture. They use their skills to create beautiful and functional objects, and their work is often highly prized.
The guru-shishya model of traditional training is still used by many Vishwakarmas. This model involves a master craftsman (guru) training an apprentice (shishya). The apprentice learns the skills of the trade by working alongside the master.
Vishwakarmas play an important role in preserving India’s rich cultural heritage. Their skills and knowledge are essential to the continuation of many traditional arts and crafts.
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Budget of the Scheme
The PM Vishwakarma Scheme is a new initiative by the Government of India to boost the traditional artisans and craftspeople of the country.
The scheme will be implemented as a Central Sector Scheme and will be fully funded by the government.
The initial expenditure for the scheme is Rs 13,000 crore.
The scheme aims to provide financial assistance, training, and marketing support to artisans and craftspeople.
It will also help them to integrate with the domestic and global value chains. The scheme is expected to benefit millions of artisans and craftspeople across the country.
Union Cabinet approves new Central Sector Scheme ‘PM Vishwakarma’ to support traditional artisans and craftspeople of rural and urban India
— PIB India (@PIB_India) August 16, 2023
Scheme to have a financial outlay of ₹13,000 crore
Eighteen traditional trades to be covered in the first instance under PM Vishwakarma… pic.twitter.com/q5DCKtK34F
Implementing Authority
The PM Vishwakarma Scheme will be jointly implemented by 3 government authorities they are:
- Ministry of Micro, Small and Medium Enterprises (MoMSME)
- Ministry of Skill Development and Entrepreneurship (MSDE)
- Department of Financial Services (DFS) under the Ministry of Finance (MoF).
The MoMSME will be responsible for providing financial assistance to artisans and craftspeople.
The MSDE will be responsible for conducting training programs and providing marketing support.
The DFS will be responsible for providing credit guarantee schemes and other financial products.
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Nodal Agency of the Scheme
The Ministry of Micro, Small, and Medium Enterprises (MoMSME) will be the nodal ministry for the PM Vishwakarma Scheme. The Additional Secretary and Development Commissioner (MSME) in the MoMSME will be the focal point for all aspects of implementation and coordination.
Scheme Duration
The scheme will be implemented over a period of five years and is expected to benefit millions of artisans and craftspeople across the country. The scheme will be initially implemented for five years, up to 2027-28.
The objective of The PM Vishwakarma Scheme
The PM Vishwakarma Scheme aims to provide a range of benefits to artisans and craftspeople, including:
The PM Vishwakarma Scheme is a government initiative that aims to provide training, financial assistance, and employment opportunities to traditional artisans in India. The scheme is open to all artisans, regardless of their age, gender, or location.
Training and Skill Enhancement
Under the PM Vishwakarma Scheme, artisans can receive training in a variety of traditional skills, such as carpentry, tailoring, basket weaving, and blacksmithing. The training is provided by experienced instructors and is designed to help artisans improve their skills and knowledge.
Financial Support
The PM Vishwakarma Scheme also provides financial assistance to artisans. The amount of assistance varies depending on the needs of the artisan, but it can range from Rs 10,000 to Rs 10 lakh. This financial assistance can be used by artisans to start or expand their businesses.
Employment Opportunities
The PM Vishwakarma Scheme is also a major job creator. The scheme aims to generate employment for approximately 15,000 individuals annually. This will help to boost the economy and create a more prosperous future for India.
Online Application Process
To apply for the PM Vishwakarma Scheme, artisans can simply apply online. The application process is simple and straightforward.
Full Cost Coverage
The PM Vishwakarma Scheme is a comprehensive and ambitious plan to empower artisans in India. The scheme has the potential to transform the lives of millions of artisans and create a more prosperous future for the country.
The scheme is expected to benefit millions of artisans and craftspeople across the country, and to help them preserve their traditional skills and knowledge, and to create sustainable livelihoods.
Trades initially Covered under the PM Vishwakarma Scheme
| Sl.No | Trade | Description |
|---|---|---|
| 1 | Carpenter (Suthar/ Badhai) | Self-employed artisans and craftspeople who work with their hands and tools to make, assemble, alter, and/or repair wooden boats in the unorganized sector. |
| 2 | Boat Maker | Self-employed artisans and craftspeople who manufacture, repair, or service various types of arms like swords, shields, knives, helmets, etc. using hands and traditional tools employed in the unorganized sector. |
| 3 | Armourer | Self-employed artisans and craftspeople who work with their hands and tools to forge metals like iron to get the required shape and size by heating, bending, hammering, etc. to create hammers and tools in the unorganized sector |
| 4 | Blacksmith (Lohar) | Self-employed artisans and craftspeople, including blacksmiths, coppersmiths, and bronzesmiths, who work with their hands and tools to forge metals like iron, copper, brass, or bronze to get the required shape and size by heating, bending, hammering, etc. to create products in the unorganized sector. |
| 5 | Hammer and Tool Kit Maker | Self-employed artisans and craftspeople also known as Shilpis or Moortikars work with their hands and tools to carve, break or shape stones into three-dimensional artworks in the unorganized sector |
| 6 | Locksmith | Self-employed artisans and craftspeople found in small roadside stalls or traveling in streets who use hands and traditional tools like cutters, hammers, needles, threads, etc. in the unorganized sector to assemble, install and repair locks. |
| 7 | Sculptor (Moortikar, Stone Carver), Stone Breaker | Self-employed artisans and craftspeople also known as Shilpis or Moortikars work with their hands and tools to carve, break, or shape stones into three-dimensional artworks in the unorganized sector |
| 8 | Goldsmith (Sunar) | Self-employed goldsmiths/sunars/ swarnakars, silversmiths are the artisans and craftspeople who work with their hands and tools to create and design intricate jewellery and ornamental pieces with gold and other precious metals in the unorganized sector. |
| 9 | Potter (Kumhaar) | Self-employed artisans and craftspeople who work with their hands and tools to create pottery articles by moulding clay on a wheel and baking them in a kiln using traditional methods in the unorganized sector. |
| 10 | Cobbler (Charmakar)/ Shoesmith/ Footwear Artisan | Self-employed artisans found in small roadside stalls or travelling in streets who use hands and traditional tools like cutter, hammer, needle, threads, etc. to manufacture, repair, restore and modify footwear. |
| 11 | Masons (Raaj Mistri) | Masons are artisans and craftspeople who work with their hands and tools to perform works such as constructing structure using brick/block, plastering, cement, water proofing work, etc. in the unorganized sector. These artisans are also known as Raaj Mistris. |
| 12 | Basket/ Mat/ Broom Maker/ Coir Weaver | Basket Makers are self-employed artisans and craftspeople who weave pliable materials in order to make different types of baskets in the unorganised sector. Masons are artisans and craftspeople who work with their hands and tools to perform works such as constructing structures using brick/block, plastering, cement, water proofing work, etc. in the unorganized sector. These artisans are also known as Raaj Mistris. Mat makers/Coir Weavers are self-employed artisans and craftspeople who weave coir and bamboo materials to make items such as Baskets, Mats, etc. Broom makers are self-employed artisans and craftspeople who process the bristles collected from various grass or plants such as coconut to make brooms by using tools such as wooden handle, scissors, knife, etc. |
| 13 | Doll & Toy Maker (Traditional) | Doll & Toy Makers (Traditional) are self-employed artisans and craftspeople who work with their hands and tools to make Dolls and Toys by using materials such as wool, threads, cotton, wood, etc |
| 14 | Barber (Naai) | Self-employed artisans and craftspeople who work with their hands using scissors, blades, combs, shaving creams, etc. to provide grooming services to people, primarily hair cutting, shaving, etc. |
| 15 | Garland Maker (Malakaar) | Self-employed artisans who work with their hands to create decorative garlands made of flowers, leaves, or other materials for use at rituals, or cultural or ceremonial occasions. They meticulously arrange and string together these elements, often incorporating different colours and textures, to produce beautiful and fragrant adornments for various cultural |
| 16 | Washerman (Dhobi) | Self-employed artisans and craftspeople who work with their hands and provide services such as washing and ironing of clothes to people. They primarily use manual washing techniques, local soaps, wooden stick ‘thapi’ and coal-based irons in the unorganized sector. |
| 17 | Tailor (Darzi) | Self-employed artisans and craftspeople who work with their hands using sewing machine, scissors, buttons, fabrics, threads, needles, etc. to stitch and alter various dresses/garments in the unorganized sector. |
| 18 | Fishing Net Maker | Self-employed artisans and craftspeople who work with hands in unorganised sector to craft fishing nets using various materials like ropes, twines, or threads. They employ traditional techniques or modern machinery to weave and knot the nets into specific designs and sizes, ensuring they are strong and durable for catching fish and other aquatic creatures. |
Union Cabinet approves new Central Sector Scheme ‘PM Vishwakarma’ to support traditional artisans and craftspeople of rural and urban India
— PIB India (@PIB_India) August 16, 2023
Scheme to have a financial outlay of ₹13,000 crore
Eighteen traditional trades to be covered in the first instance under PM Vishwakarma… pic.twitter.com/q5DCKtK34F
Benefits Under the PM Vishwakarma Scheme
Here are the benefits of the PM Vishwakarma Scheme:
Recognition as Vishwakarma: The scheme will provide recognition to artisans and craftspeople as Vishwakarmas, which will make them eligible for all the benefits under the scheme.
Skill upgradation: The scheme will provide skill upgradation opportunities to artisans and craftspeople through relevant and suitable training programs.
Support for better tools and equipment: The scheme will provide support for better and modern tools and equipment to artisans and craftspeople to enhance their capability, productivity, and quality of products.
Easy access to collateral-free credit: The scheme will provide easy access to collateral-free credit to artisans and craftspeople at a lower interest rate.
Incentives for digital transactions: The scheme will provide incentives for digital transactions to artisans and craftspeople to encourage their digital empowerment.
Brand promotion and market linkages: The scheme will provide support for brand promotion and market linkages to artisans and craftspeople to help them access new opportunities for growth.
The scheme is expected to benefit millions of artisans and craftspeople across the country, and to help them preserve their traditional skills and knowledge, and to create sustainable livelihoods.
The PM Vishwakarma Scheme is a comprehensive and ambitious scheme that has the potential to transform the lives of millions of artisans and craftspeople in India.
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Eligibility
- You must be an artisan or craftsperson who works with your hands and tools.
- You must be engaged in one of the family-based traditional trades, such as carpentry, blacksmithing, pottery, or weaving.
- You must be self-employed and not working in the organized sector.
- You must be at least 18 years old on the date of registration.
- You must not have availed loans under similar credit-based schemes of the Central Government or State Government for self-employment in the past 5 years. However, if you have repaid your loan under MUDRA or SVANidhi, you will be eligible under PM Vishwakarma.
- Only one member of your family can be registered under the scheme. A family is defined as the husband, wife, and unmarried children.
- You cannot be a government employee or a family member of a government employee.
PM Modi Vishwakarma Yojana 2023 Documents List Required
- Identity Card.
- Aadhar Card.
- Residential Proof.
- Income Proof.
- Caste Certificate.
- Bank Passbook & Bank Details.
- Passport Size Photograph.
How To Apply for PM Modi Vishwakarma Scheme Online
How to avail the Scheme Benefits?
The PM Vishwakarma scheme is a comprehensive plan designed to help artisans and craftspeople improve their products and services and enhance their professional well-being. To enroll in the scheme and avail its benefits, you must first register. Here are the steps:
Step 1: Visit the portal’s homepage. [www.pmvishwakarma.gov.in] and click on the “login” dropdown.
Step 2: From the Login dropdown menu, select the “CSC- View E- Shram Data” option to see
E-Shram data is available for registration in PM Vishwakarma.
Step 3: Log in using your CSC User Name and Password.
Step 4: CSC users can see E-Shram registered applicant details. So they can contact those
applicants and register them in PM Vishwakarma.
Step 5: To register Artisans in PM Vishwakarma, CSC Users need to select the “CSC- Register
Artisans” option from the Login drop-down.
Step 6: Log in using your CSC User Name and Password.
Step 7: Select ‘No’ in “Is there any government employee within your family?” and “Have
you availed credit/loan facility under similar schemes of central government or state
government for self-employment/business development, e.g. PMEGP, PM SVANidhi, Mudra
in the past 5 years?” and click on the ‘Continue’ button.
Step 8: “Enter Aadhaar Linked Mobile Number” and enter the Aadhaar Number of Artisans, click
on the “OTP” button and do OTP verification received on the Aadhaar Linked Mobile Number.
Step 9: Then Perform Aadhaar authentication using biometrics. For Authentication using biometrics click on the biometric button and do biometric authentication
Step 10: Carefully Fill out the Registration Form.
Step 11: Now, Accept the Declaration and Terms and Conditions.
Step 12: After entering all the required information, click on the Submit Button. A
Registration Number will be generated.
How to Complete the Vishwakarma Scheme Registration Process
I have provided a PDF file that discusses the registration process in detail. Please download the PDF from the official source and follow the steps for the Vishwakarma Scheme registration process.
Download the File from the given Link
What is CSC?
CSC stands for Common Service Center. It is a government initiative to provide citizens with access to a variety of services, such as online registration, e-payments, and digital literacy training.
The procedure for sourcing applications by CSC on the PM Vishwakarma website is as follows:
- The CSC will first create a profile on the PM Vishwakarma website.
- The CSC will then register the artisans and craftspeople who are interested in applying for the scheme.
- The CSC will collect the necessary documents from the artisans and craftspeople, such as their Aadhaar card, PAN card, and skill certificate.
- The CSC will submit the applications to the PM Vishwakarma website.
- The PM Vishwakarma website will then review the applications and select the eligible beneficiaries.
The CSC plays an important role in the PM Vishwakarma scheme by providing a platform for artisans and craftspeople to register and apply for the scheme. The CSC also helps to collect the necessary documents and submit the applications to the PM Vishwakarma website.
PM Vishwakarma Scheme in a Nut Shell
| Scheme Name | PM Modi Vishwakarma Scheme 2023 / PM Modi Vishwakarma Yojana 2023 |
|---|---|
| Initiated By | Prime Minister Shri Narendra Modi |
| Launch Year | 2023 |
| Launch Date | 17 September |
| Launch Event Location | India International Convention and Expo Centre in Dwarka, New Delhi. |
| Key event on Launch Date | Vishwakarma Jayanti, Birthday of PM Modi |
| Budget | Rs. 13,000 crore |
| Objective | To provide recognition, skill upgradation, support for tools and equipment, easy access to collateral-free credit, incentives for digital transactions, and brand promotion and market linkages to traditional artisans and craftspeople in India. |
| Number of Trade Covered | 18 |
| 18 Trade Name |
|
| Duration | 5 years (FY23-FY28) |
| Nodal Agency | Ministry of Micro, Small and Medium Enterprises (MSME) |
| Funded by | Fully funded by Central Government |
| Implementing Authority | Ministry of Micro, Small and Medium Enterprises (MoMSME) Ministry of Skill Development and Entrepreneurship (MSDE) Department of Financial Services (DFS) under the Ministry of Finance (MoF). |
| Initial Loan Amount | initial collateral free ‘Enterprise Development Loan’ is up to Rs 1,00,000 for a tenure of 18 months. |
| How to Apply | Register on the portal www.pmvishwakarma.gov.in. |
| pm vishwakarma yojana official website | www.pmvishwakarma.gov.in. |
Frequently Asked Questions
Artisans and craftspeople who are engaged in the 18 trades as mentioned below.
Carpenter (Suthar/ Badhai)
Boat Maker
Armourer
Blacksmith (Lohar)
Hammer and Tool Kit Maker
Locksmith
Sculptor (Moortikar, Stone Carver), Stone Breaker
Goldsmith (Sunar)
Potter (Kumhaar)
Cobbler (Charmakar)/ Shoesmith/ Footwear Artisan
Masons (Raaj Mistri)
Basket/ Mat/ Broom Maker/ Coir Weaver
Doll & Toy Maker (Traditional)
Barber (Naai)
Garland Maker (Malakaar)
Washerman (Dhobi)
Tailor (Darzi)
Fishing Net Maker
The key components of the PM Vishwakarma Scheme are:
• Recognition: PM Vishwakarma Certificate and ID Card
• Skill Upgradation
• Toolkit Incentive
• Credit Support
• Incentive for Digital Transactions
• Marketing Support
No collateral security is required.
The interest rate that beneficiaries will have to pay for loans will be 5%. The government will pay 8% of the interest upfront to the banks, so beneficiaries will only have to pay 5% of the interest.
In other words, if a beneficiary takes out a loan of Rs. 100,000, they will only have to pay Rs. 5,000 in interest per year. The government will pay the remaining Rs. 4,000 in interest to the bank.
Borrowers who are artisans or craftspeople will not have to pay a prepayment penalty if they repay their loan within 6 months of disbursement.
