VPA full form in UPI, functions, and its benefits

By Srikanto Mandal 30 Sept, 2022

VPA stands for Virtual Payment Address.

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VPA is basically a virtual address through which you can transfer and receive UPI money.

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This is a unique financial address that you can use to send and/or receive money to your bank account through UPI.

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When you create your UPI account on any UPI enabled app like BHIM, Paytm, Google Pay, a VPA address is automatically generated.

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Every VPA has a standard format, which consists of your mobile number/name/email ID followed by the name of the bank or third party app.

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Anyone can transfer money from one bank to another bank 24*7 through VPA.

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While using VPN, we don't need to share our complecated details like bank account number, IFSC code, branch name etc.

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You can easily share your VPA to get money in your bank account.

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