Are you preparing for SSC, Banking, RRB NTPC, UPSC, or any state-level exam? Then you must read the Banking Current Affairs 2025. Many exam questions come from the latest news about banks in India and around the world.
In this post, you will find easy one-liners about important events like bank mergers, new schemes, digital banking news, and appointments in banks. These quick facts are helpful for your General Awareness section in exams.
This topic is important not just for banking exams, but also for SSC, railway, and even UPSC prelims. Reading this will help you save time and remember more.
Let’s get started with the latest Bank in News 2025 one-liners that you must know!
🟪 More Related Posts
💡Also, explore the Reserve Bank of India in the News- Latest Current Affairs
💡 International Financial Institutions in News: Latest Current Affairs
Banking Current Affairs 2025
October 2025
◾ According to the ‘Global Entrepreneurial Wealth Report 2025’ released by the HSBC Private Bank, Indian entrepreneurs are outspending their global counterparts on luxury lifestyles and are embracing international mobility at a faster pace. The report highlights that this trend is fueled by growing optimism among Indian business leaders about their wealth creation and future business opportunities.
◾ The Cosmos Co-operative Bank, in collaboration with Umunthu System Private Limited, has launched “Cosmo Galgal”, India’s first youth-focused digital banking app introduced by a co-operative bank. The app is designed to enhance financial literacy, promote digital banking habits, and provide smart money management tools for young customers.
◾ The HDFC Bank has unveiled “My Business QR”, India’s first commerce identity QR solution, aimed at helping retailers and small businesses transition from offline to online platforms. This innovation combines payment acceptance with digital business identity, making it easier for merchants to expand their visibility and operations in the digital marketplace.
◾ In the 34th Annual Ranking of the World’s Safest Banks released by Global Finance magazine, DBS Bank of Singapore has been recognized as the “Safest Bank in Asia” for the year 2025. This recognition reflects DBS Bank’s strong financial stability, prudent risk management, and consistent performance across global markets.
◾ The State Bank of India (SBI) has been honored as the “World’s Best Consumer Bank 2025” at the Global Finance Awards Ceremony. The award acknowledges SBI’s leadership in digital banking, customer-centric innovation, and its role in expanding financial inclusion across India and beyond.
September 2025
◾ Indian Highways Management Company Limited (IHMCL) has signed an agreement with ICICI Bank to implement India’s first comprehensive Multi-Lane Free Flow (MLFF) tolling system at Choryasi Fee Plaza in Gujarat.
◾ State Bank of India (SBI) has hosted its first-ever Start-up Pitch Fest – Dream2Demo, providing a platform for entrepreneurs to showcase their ideas directly to leading investors.
◾ SBI Foundation has launched the application process for the “SBI Platinum Jubilee Asha Scholarship 2025-26”, offering financial assistance ranging from ₹15,000 to ₹20 lakh annually to students from Class 9 to Postgraduate programmes.
◾ In August 2025, State Bank of India (SBI) signed a Line of Credit (LoC) agreement worth EUR 100 million with Agence Française de Développement (AFD) at its GIFT City branch in Gandhinagar, Gujarat.
◾ Bank of Baroda (BoB) has unveiled ‘bob Digi Udyam’, a fully digital, collateral-free lending platform designed exclusively for Micro and Small Enterprises (MSEs).
◾ Axis Bank Limited (Axis Bank) organized the 3rd edition of the ‘Sparsh Week’ from September 1 to 5, 2025, under the theme “Raise the Bar”, involving over 1 lakh employees across 5,868 branches in 40 cities to enhance customer experience, employee engagement, and leadership presence.
◾ Bank of Baroda (BoB) has introduced the ‘bob Aspire NRE (Non-Resident External) Savings Account’, a specialized savings product for Indian citizens moving abroad for extended stays.
◾ South Indian Bank (SIB) has launched a Digital Loan Against Mutual Funds (LAMF), enabling customers to avail instant digital loans against their Mutual Fund investments.
◾ Punjab National Bank (PNB) signed an MoU with the Government of Rajasthan, committing an investment of ₹21,000 crore under the ‘Rising Rajasthan’ initiative to support the state’s industrial and infrastructure growth.
◾ SBI Cards and Payment Services Limited (SBI Card), a subsidiary of State Bank of India (SBI), partnered with IndiGo Airlines to launch co-branded premium credit cards – ‘IndiGo SBI Card’ and ‘IndiGo SBI Card ELITE’, as part of the IndiGo BluChip loyalty program.
◾ Bank of Baroda (BoB) became the first in the industry to launch an eRUPI Person-to-Person (P2P) Digital Gifting feature on its bob इ(e) Pay UPI app, leveraging NPCI’s eRUPI system for cashless digital gifting.
◾ AU Small Finance Bank (AU SFB), in collaboration with KIWI, launched the ‘AU KOSMO Credit Card’ built on the RuPay Network, allowing customers to make transactions via UPI at both online and offline merchants, addressing India’s growing preference for UPI-based credit payments.
August 2025
◾Bangalore International Airport Limited (BIAL) raised ₹9,000 crore via the largest unlisted NCD placement in India’s airport sector, with SBI Capital Markets (SBICAPs) as the sole arranger.
◾AU Small Finance Bank received RBI’s in-principle approval to transition into a Universal Bank.
◾Maharashtra topped the country in UPI usage, as per SBI’s Economic Research Department (ERD) report.
◾SIDBI’s “MSME Outlook Survey” revealed the Composite MSME Business Confidence Index (M-BCI) for Q1 FY2026 rose to 63.75 (from 60.82).
◾Punjab National Bank (PNB) became the first Public Sector Bank in India to migrate its corporate website to the secure ‘.bank.in’ domain.
◾Malaysia launched Ryt Bank, the world’s first Artificial Intelligence (AI)-powered bank.
July 2025
◾ The Export Import Bank of India (EXIM) hosted the “Trade Conclave 2025”, focused on strategies to build export-led growth for achieving the vision of Viksit Bharat (Developed India).
◾ Zou Jiayi has been named as the next President of the Asian Infrastructure Investment Bank (AIIB).
◾ The World Bank Group has signed an agreement with the International Atomic Energy Agency (IAEA) to support the safe, secure, and responsible use of nuclear energy in developing countries.
◾ The Tamil Nadu Government, with funding support from the World Bank, has commenced the restoration of Kariyachalli Island in the Gulf of Mannar region under the TNSHORE initiative.
◾ Slice has opened India’s first Unified Payments Interface (UPI) powered bank branch in Koramangala, Bengaluru.
◾ Punjab National Bank (PNB) secured the first position at the “Digital Payments Awards 2024-2025” under the Public Sector Banks (PSB) category, awarded by the Department of Financial Services (DFS), Ministry of Finance.
◾ The Green Climate Fund (GCF) has approved $200 million for a new Asian Development Bank (ADB)-led programme to boost investment in clean energy sectors in India.
◾ Sahil Kini has been appointed as the new CEO of the Reserve Bank Innovation Hub (RBIH).
◾ The World Bank has placed India among the world’s most equal societies, with a Gini Index of 25.5, making it the fourth most equal country after the Slovak Republic, Slovenia, and Belarus.
◾ Colombia and Uzbekistan have officially joined the New Development Bank (NDB), expanding its membership to 11 countries.
◾ The Asian Development Bank (ADB) has launched UHC PEERS (Universal Health Coverage Practitioners and Experts Knowledge Exchange and Resources), a peer-to-peer learning network for UHC in Asia-Pacific.
◾ The National Bank for Agriculture and Rural Development (NABARD) launched NIVARAN, a dedicated Internal Grievance Redressal System for Rural Cooperative Banks, providing 24×7 digital access for complaint resolution.
◾ According to the World Bank’s Global Findex Database 2024 titled “Connectivity and Financial Inclusion in the Digital Economy”, 79% of the global adult population owned a financial account.
◾ The State Bank of India (SBI) has been adjudged the World’s Best Consumer Bank for 2025 by Global Finance magazine.
◾ The Asian Development Bank (ADB), in its Asian Development Outlook July 2025, has revised India’s GDP growth forecast for FY26 to 6.5%.
◾ SBI Research, in its report on the Octennial Anniversary of GST, highlighted that Uttar Pradesh has the highest share of active GST taxpayers in India, contributing 13.2%.
◾ A report titled “Towards Resilient and Prosperous Cities in India”, released by the World Bank in collaboration with the Ministry of Housing and Urban Affairs, states that Indian cities will need over USD 2.4 trillion by 2050 to tackle climate risks.
June 2025
◾ India’s GDP Growth in Q4 FY25
🔺 As per the SBI Research Ecowrap report, India’s GDP registered a robust growth of 7.4% in the fourth quarter (January–March) of the Financial Year 2024–25.
◾ New President of African Development Bank (AfDB)
🔺 Sidi Ould Tah has been elected as the ninth President of the African Development Bank (AfDB).
◾ AU Small Finance Bank–IFC Collaboration
🔺 AU Small Finance Bank has partnered with the International Finance Corporation (IFC) to implement a comprehensive climate risk advisory program.
◾ Scheduled Bank Status to Vishweshwar Sahakari Bank
🔺 The Reserve Bank of India (RBI) has granted Scheduled Bank Status to Vishweshwar Sahakari Bank Limited.
◾ Launch of Cyber-Security Operation Centre – “Sahakar Suraksha”
🔺 Maharashtra State Cooperative Bank (MSC Bank) has launched India’s first Cyber-Security Operation Centre (C-SOC) named “Sahakar Suraksha”.
◾ SBI Among Top Global Fossil Fuel Financiers
🔺 As per the Fossil Fuel Finance Report 2025, State Bank of India (SBI) was the only Indian bank among the top 65 global banks financing fossil fuels, with its commitment rising by $65 million to $2.62 billion in 2024.
◾ Gold Surpasses Euro in Reserve Assets
🔺 According to the European Central Bank (ECB), gold has surpassed the euro to become the second most significant reserve asset, after the U.S. dollar.
April – May 2025
◾ As per the SIDBI report titled “Understanding the Indian MSME Sector: Progress and Challenges”, 3% of small industries’ borrowings, 2% of MSMEs’, and 12% of micro enterprises’ borrowings come from informal sources.
◾ NABARD signed an MoU with the State Bank of India (SBI) to strengthen rural development in Assam.
◾ SBI’s report “The PMMY: A Decade of Audacious Dreams” reveals Bihar has the highest number of women entrepreneurs under PMMY.
◾ NABARD extended ₹5,830 crore financial assistance to Jharkhand for rural infrastructure development in FY25.
◾ Dakshin Bihar Gramin Bank and Uttar Bihar Gramin Bank have merged into Bihar Gramin Bank, sponsored by Punjab National Bank (PNB).
◾ IPPB signed an MoA with IEPFA to launch Phase 2 of the “Niveshak Didi” initiative for promoting financial literacy among women.
◾ Razorpay collaborated with Axis Bank and NPCI BHIM Services Ltd (NBSL) to launch the Razorpay Turbo UPI plugin on the BHIM Vega platform.
◾ SBI and HDFC Bank are the only Indian banks featured in S&P Global’s list of the world’s 100 largest banks by assets.
◾ Central Railway and Bank of Maharashtra launched India’s first onboard ATM on the Mumbai-Manmad Panchavati Express.
◾ HDFC Bank became the third Indian company to cross the ₹15-trillion market capitalisation milestone.
◾ IEPFA signed an MoU with Kotak Mahindra Bank to enhance investor education and protection.
◾ As per the PRIME Database, HDFC Bank topped CSR spending in FY24 with ₹945.31 crore, contributing to a 16% rise in total CSR to ₹17,967 crore.
March 2025
- SIDBI–Tata Capital MoU: The Small Industries Development Bank of India (SIDBI) has signed an MoU with Tata Capital Limited (TCL) to enhance financing opportunities for Micro, Small, and Medium Enterprises (MSMEs).
- NDDB–NABARD MoU: The National Dairy Development Board (NDDB) and the National Bank for Agriculture and Rural Development (NABARD) have signed an MoU to promote sustainable and inclusive growth in the dairy sector, leveraging technical, financial, and implementation support.
- Project HAKK by HDFC Bank: Under its Parivartan initiative, HDFC Bank signed an MoU with the Indian Air Force (IAF) and CSC Academy to launch “Project HAKK” — Hawai Anubhavi Kalyan Kendra — to support defence pensioners, veterans, and their families.
- In “HAKK,” “A” stands for “Anubhavi.”
- IOB–CII–IGBC MoU: Indian Overseas Bank (IOB) signed an MoU with the Confederation of Indian Industry (CII) and the Indian Green Building Council (IGBC) to provide affordable and accessible financing solutions for developers and home buyers in the green building sector.
- HDFC Bank renews Project NAMAN MoU: HDFC Bank, in collaboration with the Indian Army and CSC Academy, renewed its MoU to expand “Project NAMAN” to 26 Directorate of Indian Army Veterans (DIAV) locations across India.
- NHB Housing Report 2024: According to the “Report on Trends and Progress of Housing in India, 2024” released by the National Housing Bank (NHB), the Middle-Income Group (MIG) accounted for 44% of the total housing loans as of September 30, 2024.
- DPIIT–YES Bank MoU: The Department for Promotion of Industry and Internal Trade (DPIIT) signed an MoU with YES BANK to strengthen India’s Startup Ecosystem through financial and strategic collaboration.
- SIDBI–CMAI & SICS MoUs: SIDBI entered into two separate MoUs with the Clothing Manufacturers’ Association of India (CMAI) and Sachin Industrial Co-operative Society Limited (SICS) to boost the MSME segment in the textile and garment sector, providing both financial and technical assistance.
February 2025
- MobiKwik and Cred have launched an e₹ wallet, becoming the first non-banks to offer CBDC (Central Bank Digital Currency).
- SIDBI signed an MoU with TIDITSSIA to support local industries in Tiruchirapalli.
- SIDBI and the French Development Agency (AFD) signed a $100 million Credit Facility Agreement to boost green finance for MSMEs in India.
- EXIM Bank of India will provide $300 million in lines of credit to Vietnam for high-speed boats and offshore patrol vessels.
January 2025
- Mizoram govt signs Memorandum of Agreement (MoA) with SBI, Mizoram Rural Bank (MRB) & Mizoram Co-operative Apex Bank Limited (MCAB) for loan disbursement under Bana Kaih Scheme.
- YES Bank & FICCI FLO launch ‘YES PowherUp’ to support women entrepreneurs in MSME sector.
- PM inaugurates Grameen Bharat Mahotsav 2025 at Bharat Mandapam, organized by National Bank for Agriculture and Rural Development (NABARD).
- SBI Research: India’s rural poverty drops to 4.86% in FY24 from 7.2% in FY23.
- SBI revises India’s GDP growth forecast for FY25 to 6.3%.
- Punjab National Bank launches ‘Cybersecurity Hackathon 2024-25’ under the theme ‘Code Against Malware’.
More Banking and Finance Current Affairs:
