Reserve Bank Of India In News 2025

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The Reserve Bank of India plays a big role in managing India’s money, banks, and digital payments. In 2026, the RBI is making headlines with new banking rules, digital payment growth, financial policies, and technology updates.

Knowing the latest RBI current affairs is very important if you are preparing for SSC, Banking, RRB NTPC, UPSC, or State exams. This one-liner series will help you quickly revise key updates related to RBI policies, digital banking, inflation, interest rates, and economic growth.

Read now to stay ahead in your exam preparation!

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Table of Contents

Reserve Bank of India in News, Latest Current Affairs 2026

March – May 2026

Governance & Regulatory Reforms

RBI launched “Mission SAKSHAM”, a sector-wide capacity-building and certification framework for Urban Co-operative Banks (UCBs) to strengthen governance, compliance, and operational efficiency.

RBI issued the RBI (NBFCs – Registration, Exemptions and Framework for Scale Based Regulation) Amendment Directions, 2026, revising the regulatory framework for NBFCs not accepting public funds and not having customer interface.

RBI clarified that unregistered Type I NBFCs are not completely exempt from the provisions of the RBI Act, 1934.

RBI amended governance norms for Urban Co-operative Banks (UCBs) and Rural Co-operative Banks (RCBs) by introducing a mandatory 3-year cooling-off period for directors completing 10 years of continuous tenure on the board.

Appointments

Rohit Jain was appointed as the Deputy Governor of the Reserve Bank of India (RBI) for a tenure of three years.

Gunveer Singh was appointed as the Executive Director (ED) of the Reserve Bank of India (RBI).

International Cooperation

RBI signed a Memorandum of Understanding (MoU) with the European Central Bank (ECB) to strengthen cooperation in the field of central banking.

Monetary Policy & Liquidity

RBI announced a US$5 billion dollar-rupee buy/sell swap auction with a 3-year tenor to infuse durable liquidity into the banking system and support rupee liquidity.

◾The Reserve Bank of India (RBI) has kept the repo rate unchanged at 5.25%, as per the latest decision of the Monetary Policy Committee (MPC).

February 2026

Banking Regulation & International Cooperation

The Reserve Bank of India (RBI) and the European Securities and Markets Authority (ESMA) signed a Memorandum of Understanding (MoU) for cooperation and exchange of information related to Central Counterparties (CCPs).

Capacity Building & Banking Governance

The Reserve Bank of India (RBI) launched Mission SAKSHAM (Sahakari Bank Kshamta Nirman) to train over 1.4 lakh participants from Urban Cooperative Banks (UCBs) through structured capacity-building programmes aimed at strengthening governance and compliance.

Financial Literacy

The 11th Financial Literacy Week (FLW) 2026 was observed by the Reserve Bank of India from 9–13 February 2026.

The theme of Financial Literacy Week 2026 is “KYC – Your First Step to Safe Banking.”

Digital Payments

The Reserve Bank of India – Digital Payments Index (RBI-DPI) recorded a value of 516.76 for September 2025, reflecting the continued growth of digital payments in India.

The RBI-DPI uses March 2018 as its base year to measure the extent of digitalisation of payments across the country.

Monetary Policy

In its 59th Monetary Policy Committee (MPC) meeting, the Reserve Bank of India decided to retain the repo rate at 5.25%.

Central Bank Digital Currency (CBDC)

The Government of India launched a CBDC-based Digital Food Currency pilot under the Public Distribution System (PDS), initially rolled out in Gujarat, using the e₹ issued by the Reserve Bank of India.

The CBDC-based Food Subsidy Distribution Pilot under PMGKAY is being implemented in Puducherry in coordination with the Government of Puducherry, Reserve Bank of India (RBI), Public Financial Management System (PFMS), and Canara Bank.

January 2026

Integrated Ombudsman Scheme: The RBI issued the revised Reserve Bank – Integrated Ombudsman Scheme, 2026, empowering the RBI Ombudsman to award compensation of up to ₹30 lakh for consequential losses suffered by complainants due to service deficiencies by regulated entities.

MoU with Delhi Government: The Delhi government signed a Memorandum of Understanding (MoU) with the RBI to manage market borrowings, professional cash management, and fund infrastructure projects, including the rejuvenation of the Yamuna River.

Monetary Penalties (CY 2025): The RBI imposed approximately ₹27 crore in total monetary penalties across 40 instances on scheduled commercial banks during the calendar year 2025.

Highest Penalty (Private Sector): Jammu & Kashmir Bank received the highest single penalty among private sector banks in CY 2025, amounting to ₹3.31 crore for multiple regulatory violations.

Highest Penalty (Public Sector): Among public sector banks, the State Bank of India (SBI) faced the highest penalty of ₹1.72 crore in CY 2025, followed by Canara Bank and Indian Bank.

December 2025

◾ The RBI released the ‘National Strategy for Financial Inclusion (NSFI): 2025–30’, aiming to deepen and sustain financial inclusion across India over the next five years.

◾ In its 2025 list of Domestic Systemically Important Banks (D-SIBs), the RBI continued to designate State Bank of India, HDFC Bank, and ICICI Bank as banks that are “too big to fail.”

◾ During the 58th Monetary Policy Committee (MPC) meeting, the RBI kept the policy repo rate unchanged at 5.25%, maintaining a calibrated approach to inflation and growth.

◾ As per the latest monetary policy stance, the Standing Deposit Facility (SDF) rate stands at 5.00%, while the Marginal Standing Facility (MSF) rate and the Bank Rate are maintained at 5.50%.

◾ The RBI maintained the Cash Reserve Ratio (CRR) at 3.00% and the Statutory Liquidity Ratio (SLR) at 18.00%, ensuring adequate liquidity while supporting financial stability.

◾ Fino Payments Bank Ltd applied to the RBI seeking approval to transition into a Small Finance Bank (SFB).

◾ The RBI, in collaboration with the Telecom Regulatory Authority of India (TRAI), launched a Digital Consent Acquisition (DCA) pilot to digitise and standardise customer consent for promotional communications.

October – November 2025

◾ Reserve Bank of India (RBI) announced that it will initiate a connection between India’s Unified Payments Interface (UPI) and the TARGET Instant Payment Settlement (TIPS) platform operated by the European Central Bank (ECB) to enhance cross-border instant payments and financial integration.

◾ Shirish Chandra Murmu has been appointed as the new Deputy Governor of the Reserve Bank of India (RBI) for a period of three years. With this appointment, he joins the existing deputy governors — T. Rabi Sankar, Swaminathan J, and Poonam Gupta — in the central bank’s top management team.

◾ The Monetary Policy Committee (MPC) of the Reserve Bank of India (RBI) held its 57th meeting under the chairmanship of Sanjay Malhotra. During the meeting, the MPC decided to keep the repo rate unchanged at 5.50 percent to maintain a balance between growth and inflation control.

◾ The Reserve Bank of India (RBI) has introduced a new scheme titled “Facilitating Accelerated Payout – Inoperative Accounts and Unclaimed Deposits”, which will remain open from October 1, 2025, to September 30, 2026. The scheme aims to streamline and expedite the process of refunding unclaimed or inactive deposits to their rightful owners.

◾ The Reserve Bank of India (RBI) has formed a six-member Payments Regulatory Board (PRB) to supervise and regulate the country’s payment systems. The newly constituted board includes three nominees from the Central Government, ensuring broader oversight and coordination in payment governance.

◾ The Reserve Bank of India (RBI), in collaboration with the International Financial Services Centres Authority (IFSCA), has launched a Foreign Currency Settlement System (FCSS). This new mechanism allows Indian banks operating in Gujarat International Finance Tec-City (GIFT City) to clear and settle international trade transactions within India, strengthening India’s global financial hub status.

◾ The Reserve Bank of India (RBI) has launched a retail sandbox for its Central Bank Digital Currency (CBDC). This initiative enables fintech firms to develop and test digital rupee applications, promoting innovation and secure digital financial solutions within the Indian economy.

◾ During the Global Fintech Festival (GFF) 2025 held in Mumbai, the Reserve Bank of India (RBI) unveiled a unified net banking platform named “Banking Connect.” This platform allows users to make payments directly from their bank applications without multiple logins, enhancing convenience and security in online transactions.

◾ The Reserve Bank of India (RBI) is set to introduce a new system called the Digital Payments Intelligence Platform (DPIP). This platform will help detect suspicious transactions and prevent digital payment frauds, strengthening the security framework of India’s growing digital economy.

◾ The Reserve Bank of India (RBI) has launched a global hackathon titled “HaRBInger 2025 – Innovation for Transformation”, focusing on developing innovative, secure, and inclusive financial solutions using emerging technologies. The event’s theme is “Secure Banking: Powered by Identity, Integrity, and Inclusivity.” Among the three key problem statements identified, “Green Finance Solutions” is not included in the hackathon’s focus areas.

September 2025

◾ Reserve Bank of India (RBI) has launched a new microsite https://indiancurrency.rbi.org.in to educate the public about Indian banknotes, their security features, and authentication methods.
➡️ This new microsite has replaced the earlier RBI microsite – https://paisaboltahai.rbi.org.in.

◾ RBI has constituted a Regulatory Review Cell (RRC) to ensure all regulations issued by the Bank are subject to a comprehensive and systematic internal review once every five to seven years.

◾ The Reserve Bank of India (RBI) has renewed its Statement of Commitment (SoC) to the FX Global Code, reaffirming its dedication to global best practices in the foreign exchange (FX) market.

◾ RBI has imposed a monetary penalty of ₹2.7 lakh on Muthoot FinCorp Limited, the flagship company of the Muthoot Pappachan Group, for non-compliance with norms related to the ‘Internal Ombudsman’ framework.

◾ The Reserve Bank of India (RBI) has also imposed a monetary penalty of ₹44.70 lakh on Bandhan Bank Limited in August 2025, citing non-compliance with certain statutory and regulatory directions issued by the central bank.

◾ The Appointments Committee of the Cabinet (ACC) has approved the appointment of Shri Shirish Chandhra Murmu as the Deputy Governor of the Reserve Bank of India (RBI) for a three-year term, effective October 9, 2025.

◾ DBS Bank India became the first wholly owned subsidiary of a foreign bank in India to be authorized by the Reserve Bank of India (RBI) as an agency bank for collection of Goods and Services Tax (GST) payments.

August 2025

◾The Reserve Bank of India’s (RBI) Digital Payments Index (RBI-DPI) rose to 493.22 in March 2025, reflecting the continued growth of digital transactions in the country.

◾The Central Government has nominated Anuradha Thakur as a Director on the Central Board of the Reserve Bank of India (RBI).

◾ In its 56th meeting, the RBI Monetary Policy Committee (MPC) decided to keep the policy repo rate unchanged at 5.50%.

◾The Reserve Bank of India (RBI) has granted in-principle approval to AU Small Finance Bank Limited for its transition into a Universal Bank (UB).

◾The Reserve Bank of India (RBI) has approved the nomination of Indranil Bhattacharyya as an ex officio member of the Monetary Policy Committee (MPC).

June – July 2025

◾ Financial Inclusion Index (FI-Index)
🔹The Reserve Bank of India (RBI) reported that the Financial Inclusion Index (FI-Index), which measures the extent of financial inclusion across the country, improved to 67 in March 2025 from 64.2 in March 2024.
🔹 The FI-Index is based on three broad parameters – Access, Usage, and Quality.

◾ RBI launched RBI-CRIS platform
🔹 The Reserve Bank of India (RBI) introduced the ‘Reserve Bank–Climate Risk Information System (RBI-CRIS)’, a two-pronged data platform designed to bridge critical gaps in climate-related financial data.
🔹 In the acronym “RBI-CRIS”, the second letter ‘R’ stands for Risk.

◾ Flipkart gets NBFC licence from RBI
🔹 Flipkart became the first Indian e-commerce company to receive a Non-Banking Financial Company (NBFC) licence from the Reserve Bank of India.
🔹 This enables the company to directly lend to customers and sellers on its platform.

◾ RBI launches documentary series with Jio Hotstar
🔹 The Reserve Bank of India, in collaboration with Jio Hotstar, launched a five-part documentary series titled ‘RBI Unlocked: Beyond the Rupee’.
🔹 The series aims to showcase the inner workings of India’s banking regulator and is produced by Chalkboard Entertainment.

◾ Vishweshwar Sahakari Bank gets Scheduled Bank status
🔹 The Vishweshwar Sahakari Bank Limited has been granted Scheduled Bank status by the Reserve Bank of India.
🔹 This status allows the bank to access RBI’s liquidity adjustment facility (LAF), and participate in clearing houses and other RBI schemes.

◾ RBI updates Supervisory Data Quality Index (sDQI)
🔹 The Supervisory Data Quality Index (sDQI), developed by the RBI to evaluate data quality submitted by Scheduled Commercial Banks (SCBs), showed improvement.
🔹 The sDQI score increased from 88.6 in March 2024 to 89.3 in March 2025, reflecting enhanced reporting standards.

◾ K. Paul Thomas elected Chairperson of Sa-Dhan
🔹 K. Paul Thomas was elected as the Chairperson of Sa-Dhan, a self-regulatory organization recognized by the RBI.
🔹 Sa-Dhan serves as an association for microfinance and impact finance institutions, promoting financial inclusion across India.

May 2025

◾ India’s total exports reached an all-time high of $824.9 billion in the financial year 2024–25, as per RBI data, including March 2025 services trade.

◾ RBI’s total gold holdings rose to 879.59 tonnes by the end of March 2025, according to its half-yearly forex reserves report.

◾ RBI has recognised the Fixed Income Money Market and Derivatives Association of India (FIMMDA) as a Self-Regulatory Organisation (SRO) in financial markets.

◾ RBI’s central board approved a record ₹2.69 trillion surplus transfer to the government for FY 2024–25, maintaining the Contingent Risk Buffer (CRB) at 7.5%.

◾ As per a recent RBI notification, three central government nominees are part of the newly constituted Payments Regulatory Board (PRB) for regulating payment systems.

April 2025

◾ The Reserve Bank of India (RBI) marked its 90th anniversary in 2025.

◾ Economist Poonam Gupta has been appointed as the new Deputy Governor of the Reserve Bank of India (RBI).

◾ In its 54th meeting and first for FY 2025–26, RBI’s Monetary Policy Committee (MPC) kept the policy repo rate at 6%.

◾ Financial Intelligence Unit-India (FIU-IND) and Reserve Bank of India (RBI) signed an MoU to strengthen anti-money laundering efforts.

◾ T. Rabi Sankar has been re-appointed as Deputy Governor of RBI for one year, effective from May 3, 2025.

◾ RBI has mandated all banks and financial entities to use the PRAVAAH portal from 1st May 2025; here, ‘R’ stands for ‘Regulatory’.

January-February-March 2025

RBI received the Digital Transformation Award 2025 from Central Banking Publications for its initiatives ‘Sarthi’ and ‘PRAVAAH’ (Platform for Regulatory Application, Validation and AutHorisation).

RBI to set up an ‘on Tap’ cohort on climate change risks and sustainable finance under its regulatory sandbox initiative.

RBI signed an MoU with the Bank of Mauritius to promote the use of local currencies in cross-border trade.

The USA emerged as the largest source of remittances to India, contributing 27.7% of total inward remittances in FY24, as per RBI’s latest remittances survey.

RBI’s Digital Payments Index (DPI) rose to 465.33 in September 2024, reflecting the rapid growth of digital payments in India.

RBI is launching exclusive internet domains for banking and financial entities, with IDRBT as the exclusive registrar; registrations start in April 2025.

RBI introduced “RBIDATA”, a new mobile app for seamless access to macroeconomic and financial data on the Indian economy.

RBI has mandated a 100% provision for dues pending receipt from the government for more than 90 days under the Government Debt Relief Scheme (DRS).

M. Rajeshwar Rao has been appointed by the RBI to oversee the Monetary Policy and Economic Research Departments.

Mahesh Kumar Jain serves as the chairperson of the new standing external advisory committee set up by the RBI to evaluate applications for universal banks and small finance banks (SFBs).

RBI has mandated the use of the 1600xx numbering series for banks to call customers for transactional purposes to prevent financial fraud.

National Housing Bank (NHB) set up the Residential Mortgage-Backed Securitisation (RMBS) Development Company Limited (RDCL), which has received a Certificate of Registration from the RBI to commence operations.

Reserve Bank of India in News 2026: Latest Finance and Banking One-liners